Financial Literacy

The Office of Financial Aid at Elizabethtown College has compiled a list of resources to help you meet your financial goals. We also offer workshops throughout the semester on various topics such as budgeting, understanding credit scores, and exit counseling for seniors and graduate students. We hope the following resources will help support our current students as well as our graduates for life beyond Elizabethtown College. Financial Aid counselors are available by appointment Monday – Friday 9am to 4pm. Contact us at (717) 361-1404 or finaid@etown.edu with any questions or concerns.

 

Budgeting:

Financial Awareness Counseling provides tools and information to help you understand your financial aid and assist you in managing your finances.https://studentloans.gov/myDirectLoan/index.action

 

Budget Calculator http://www.youcandealwithit.com/borrowers/calculators-and-resources/calculators/budget-calculator.shtml

Best Budget Apps and Personal Finance Tools for 2018 https://www.nerdwallet.com/blog/finance/budgeting-saving-tools/

 

Repayment:

Learn about how, when and to whom you make your federal loan payments.

https://studentaid.ed.gov/sa/repay-loans/understandv

The Repayment Estimator can help you figure out which repayment plan is best for you.

https://studentaid.ed.gov/sa/repay-loans

The Ultimate Guide to Paying off Student Loans Faster

https://studentloanhero.com/featured/ultimate-guide-paying-off-student-loans-faster/

* Click here to learn how a recent graduate paid off $30,000 of student loans in one year!

 

Credit:

Get a free copy of your credit report every 12 months. Ensure that the information on all of your credit reports is correct and up to date.

 https://www.annualcreditreport.com/index.action

How do I get and keep a good credit score?https://www.consumerfinance.gov/ask-cfpb/how-do-i-get-and-keep-a-good-credit-score-en-318/

Credit Repair: How to Help Yourself https://www.consumer.ftc.gov/articles/0058-credit-repair-how-help-yourself

U.S. News and World Report: Best Student Credit Cards of 2018 https://creditcards.usnews.com/student#us-news-survey

How do FICO scores consider student loan shopping?

https://www.myfico.com/crediteducation/questions/student-loan-shopping-fico-score.aspx

 Disputing Errors on Credit Reports https://www.consumer.ftc.gov/articles/0151-disputing-errors-credit-reports

  

Saving:

Fastweb- 31 Money Saving Tricks for Students

https://www.fastweb.com/personal-finance/articles/the-31-money-saving-tricks-for-students

Other Ways to Save http://www.finaid.org/savings/otherwaystosave.phtml

 Here’s How to Get Debt-Free Without Sacrificing the Fun Stuff

https://www.thepennyhoarder.com/smart-money/how-to-pay-off-debt-without-sacrificing/?aff_id=2&aff_sub2=full-time-college-student-save-to-travel

  

Taxes:

IRS Publication 970: Tax Benefits for Education

https://www.irs.gov/publications/p970

Qualified Education Expenses

https://www.irs.gov/credits-deductions/individuals/qualified-ed-expenses

Education Credits

https://www.irs.gov/credits-deductions/individuals/education-credits

 Elizabethtown College Business Office

https://www.etown.edu/offices/business-office/annual-expenses/education-tax-credit.aspx

 

Other Resources:

Homeroom: The Official Blog of the U.S. Department of Education

https://blog.ed.gov/2016/04/ed-focuses-on-financial-literacy-for-students/

5 Free Online Classes to Improve your Financial Literacy

https://www.usatoday.com/story/money/personalfinance/2017/01/31/5-free-online-classes-improve-your-financial-literacy/96568562/

https://www.forbes.com/sites/sleasca/2017/08/31/free-personal-finance-classes-online/#11c3551b1bce

Mymoney.gov

https://www.mymoney.gov/Pages/default.aspx

Take a Deep Breath: Here’s How to Tame Your Financial Stress

https://www.thepennyhoarder.com/smart-money/tame-financial-stress/?aff_id=2&aff_sub2=full-time-college-student-save-to-travel 

Student Loan Hero Blog

https://studentloanhero.com/blog/

Bureau of Labor Statistics Occupational Outlook Handbook

https://www.bls.gov/ooh/

Class of 2018: 8 Ways to Prep for Financial Adulthood

https://www.nerdwallet.com/blog/loans/student-loans/class-2018-8-ways-prepare-adulthood/

 

Events:

Visit our Announcements page to view upcoming events on campus